📏CPA EXAM PREP

Trusts and Estates

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Question

Why are intentionally defective grantor trusts useful in planning?

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Answer

Income is taxed to the grantor, but the trust can be outside the estate.

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Question

How is income in respect of a decedent taxed?

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Answer

It is taxed to the recipient and gets no basis step-up.

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Question

Why does a trust or estate get taxed differently from its beneficiaries under the conduit principle?

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Answer

Distributed income is taxed to beneficiaries; retained income is taxed to the trust or estate.

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Question

Why are trusts often pushed to distribute income rather than retain it?

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Answer

They reach the top 37% bracket at very low income levels.

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