Deck 5 – Behavioral Biases of Individual

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Question

A client leaves an inherited portfolio unchanged for years despite misaligned asset weights. Which bias is this, and what portfolio problem can result?

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Answer

Status quo; failure to rebalance.

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Question

An investor buys a fund just because it has recently outperformed for a short period. Which bias is this, and what portfolio behavior often follows?

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Answer

Representativeness; chasing recent winners.

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Question

An employee refuses to sell a large position in employer stock because it feels more valuable than other stocks. Which bias is this?

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Answer

Endowment bias.

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Question

An investor refuses to revise a price target because he is fixated on the purchase price. Which bias is this, and what usually results?

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Answer

Anchoring and adjustment; insufficient updating of estimates.

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