Deck 17 – Securitization

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Question

In time-tranched structures, which tranches bear more prepayment risk?

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Answer

Support tranches bear more prepayment risk.

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Question

What kind of exam mistake can occur if a student confuses option-sensitive and non-option-sensitive risk measures?

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Answer

Misclassifying cash flow sensitivity when embedded options matter.

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Question

How does credit tranching redistribute default risk?

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Answer

Junior tranches absorb first losses; seniors are protected until juniors are wiped out.

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Question

Why do waterfall structures reduce credit risk for senior tranches?

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Answer

Cash flows are paid to senior tranches before junior tranches.

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