Deck 9 – Term Structure

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Question

How does a forward rate differ from a spot rate?

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Answer

It applies to a loan starting in the future, not today.

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Question

What makes spot rates the "pure" rates for each maturity?

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Answer

They involve single payments, so no coupon reinvestment assumption is needed.

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Question

Why are spot rates used for no-arbitrage pricing of a coupon bond instead of one yield for all cash flows?

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Answer

Each cash flow is discounted at its own maturity-specific rate.

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Question

What does a par rate represent for a given maturity?

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Answer

The coupon rate that makes a hypothetical bond price at par.

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